Our upbringing, our social circles during childhood and even our genetics can contribute to our attitudes to money. But just how much of our saving habits today can we attribute to these factors? And are we really in part pre-programmed to our financial paths?
Data on the average net worth of individuals in different age groups in the UK provides some revealing insights about the make-up of our personal finances. But what lessons can we glean from it for our own personal finance journeys?
When we enter a supermarket, we are unwittingly subjected to the result of decades of psychology research on consumer behaviour. But just what tricks of the mind are they up to? And what can you do to avoid their spending traps?
Getting started with a serious approach to achieving early financial independence is often the most difficult part of the journey. Here are five crucial steps to follow if you’re thinking about starting this journey in earnest.
Properly tracking your income, expenditure and investment performance can provide transformative insights and opportunities on the journey to early financial independence.
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