Tag: personal finance

savings, genetics and upbringing

Nature, Nurture and Saving Habits

Our upbringing, our social circles during childhood and even our genetics can contribute to our attitudes to money. But just how much of our saving habits today can we attribute to these factors? And are we really in part pre-programmed to our financial paths?


Emergency Funds: How Much Cash Is Enough?

Identifying how much cash is enough for our emergency funds is not always straightforward. To avoid the perils of too little or too much cash, here’s some guidance to help determine the right amount for you.


How Wealthy Is the Average Person at Your Age?

Data on the average net worth of individuals in different age groups in the UK provides some revealing insights about the make-up of our personal finances. But what lessons can we glean from it for our own personal finance journeys?